They say those are the only two things in life which are certain. I read a wage garnishment letter for student loans today. The letter states that 15% of expendable income will be deducted from all paychecks going forward until the debt is paid. It proceeds to explain that expendable income is everything left once taxes are deducted. Never mind bills or groceries or a roof for that matter. Once those taxes are paid, 15% of everything left should go to the government. You must pay back that money you used for the education that got you no where, and you must do it now.
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